Trauma cover pays a lump sum when a qualifying major illness or injury is diagnosed. These conditions are by nature serious and potentially life threatening, and can therefore have a significant financial impact. Most trauma policies cover around 40-45 conditions. Some commonly covered conditions include:

  • Cancertrauma12
  • Heart attack
  • Stroke
  • Deafness or blindness
  • Major burns
  • Intensive care treatment
  • Meningitis
  • Advanced/severe diabetes
  • Major head trauma
  • Serious disabilities

Trauma cover is designed to help you financially through a very difficult time. While the money can be used for whatever you like, it is particularly useful for:

  • any medical costs that may not be covered by your health insurance (e.g. certain cancer treatments or reconstructive surgeries)
  • a financial buffer so that you and your spouse can take extended time off work while you’re recovering and still pay your rent/mortgage and other living costs
  • changes you may need to make to your home due to your condition (e.g. wheelchair access or a stair lift)

If you’d like to find out more about how we can help with your insurance, give us a call on 0800 222 511 or email us at